Frec: Tax-aware investing

Lawula ikusasa lakho lezezimali ngohlelo lokusebenza lweselula lwe-Frec, bese uthola ukufinyelela okuqondile kumasu okutshala imali asebenzisa intela kahle.

UKUKHOMBA NGOKUQONDILE KWASEKHAYA
Landelela izinkomba ezidumile njenge-S&P 500 noma i-S&P 500® Information Technology ngokuvuna ukulahlekelwa kwentela okuzenzakalelayo. Yenza ngokwezifiso inkomba ngokungeza, ukukhipha, noma ukulungisa isisindo samasheya nemikhakha.

UKUKHOMBA NGOKUQONDILE OKUDE OKUQONDILE
Tshengisa inkomba yakho oyithandayo iye esicini ofuna ukusiveza, noma ukulinganisela iphothifoliyo yakho. Imbuyiselo efana nemakethe enamathuba amaningi okuvuna ukulahlekelwa.

HLUKANISA
Guqula amasheya agxilile abe yiphothifoliyo ehlukahlukene enomthelela omncane wentela ngokuhamba kwesikhathi.

UMZILA WESIKWELETU SEPOTHIFOLIYO
Finyelela imali ngokuboleka iphothifoliyo yakho esikhundleni sokuthengisa amasheya akho. Akukho ukuhlolwa kwesikweletu okudingekayo, futhi izinga lethu lihlala liyi-Effective Federal Funds Rate + 1%.

THOLA IMVELO NGEMALI EYENZIWE
Khulisa inzuzo emalini engasebenzi bese wenza amadiphozithi aphindaphindayo nge-Treasury yethu evikelekile neyinoketshezi oluningi.

UKUHWEBA NGAPHANDLE KWEMALI YEKHOMISHINI
Tshala imali ezitokisini nakuma-ETF, futhi udlulise kalula amasheya kwamanye ama-brokerage.

IMALI YAKHO IVIKELEKILE NATHI
Izimpahla zakho zigcinwe ngokuphephile nge-Apex Clearing, umgcini othembekile onempahla engaphezu kuka-$270B. Sisebenzisa ukubethela, i-2FA, kanye nokuqapha ngesandla ukuvikela idatha yakho. I-Frec iyilungu le-SIPC. Izibambiso ku-akhawunti yakho zivikelwe kuze kufike ku-$500K. Ukuze uthole imininingwane, sicela ubheke ku-www.sipc.org. Ukumbozwa okwengeziwe kuze kufike ku-$150M kusuka ku-Apex.

KULULA UKUQALA
Qala ngemizuzu. Setha i-akhawunti yakho, yenza ngezifiso iphothifoliyo yakho, bese uqala ukutshala imali.

Ukudalulwa:
Izithombe zomkhiqizo zenzelwe izinjongo zokubonisa kuphela futhi azisincomo zokuhweba. Azikho izimali zekhomishini yokuhweba, kodwa ezinye izimali zingasebenza. Bheka uhlelo lwemali ye-Frec ku-https://docs.frec.com/pricing-fee-schedule.pdf

Izimali ze-Frec's AUM zisukela ku-0.09%-0.35% kuye ngokuthi isu le-direct index liyini. Imali ye-Frec's Large Cap index engu-0.10% iphansi kunabanye abahlinzeki be-retail direct index: Wealthfront: 0.25% & Fidelity: 0.40%

Ukuboleka nge-margin kungandisa ingozi yakho yokutshala imali. Funda ukudalulwa kwe-Frec's Margin ngaphambi kokuboleka.

Amasu angu-8 kwangu-25 e-index adinga ubuncane obungu-$50,000.

Amakhasimende angangeza, akhiphe, noma alungise isisindo samasheya afinyelela ku-25. Angangeza noma akhiphe imikhakha efinyelela ku-5 yezinkomba ezinemikhakha eminingi. Zonke izinkomba ziyimikhiqizo yezinkampani zazo ezihambisanayo futhi zinelayisensi yokusetshenziswa yi-Frec.

Lonke ulwazi olukulolu shicilelo lungomhlaka-9/17/2026. Ukutshala imali kuhilela ingozi, kufaka phakathi ingozi yokulahlekelwa. Izinsizakalo zokuhweba ezinikezwa yi-Frec Securities LLC, ilungu le-FINRA/SIPC, kanye nezinsizakalo zokweluleka ezinikezwa yi-Frec Advisers LLC, umeluleki wokutshalwa kwezimali obhalisiwe yi-SEC, zombili izinkampani ezingaphansi kwe-Frec Markets, Inc.

Kumelwe ube neminyaka engu-18 noma ngaphezulu futhi ube ngumhlali wase-US osemthethweni ukuze uvule i-akhawunti.

Ikheli: 301 Howard St, Suite 1410, San Francisco, CA 94105
I-imeyili: app@frec.com