Chime® – Fee-Free Banking
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1.13M reviews
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About this app
Checking, without the fees. Chime's checking account has no monthly fees, free in-network cash deposits, free in-network ATM withdrawals⁵
Savings that grows automatically. Automatic savings tools plus a high-yield savings account² help you build a balance without thinking about it. A Chime Checking Account is required to open a savings account.
Build credit with everyday spending. The secured Chime Visa® Credit Card³ helps you build credit history through regular purchases and on-time payments. Late payments can negatively affect your credit score.
Get paid up to 2 days early. With direct deposit, Chime's MyPay gives you early access to your paycheck⁴ — up to $500. No interest charged, no credit check, and no mandatory fees to access funds within 24 hours (a $2 fee applies for instant funding).
Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
Savings that grows automatically. Automatic savings tools plus a high-yield savings account² help you build a balance without thinking about it. A Chime Checking Account is required to open a savings account.
Build credit with everyday spending. The secured Chime Visa® Credit Card³ helps you build credit history through regular purchases and on-time payments. Late payments can negatively affect your credit score.
Get paid up to 2 days early. With direct deposit, Chime's MyPay gives you early access to your paycheck⁴ — up to $500. No interest charged, no credit check, and no mandatory fees to access funds within 24 hours (a $2 fee applies for instant funding).
Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
Credit, Cash back, Savings
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Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Ratings and reviews
1.11M reviews
hu trillz
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October 2, 2025
2 years later from when I called out this issue and no change .. I believe that most people would agree that when viewing "Transactions" whether in credit builder or checking account, it should show us our total balance at-the-time, below the amount of the transaction. For instance, if I had $23 then spent $5, below the $5, should say $18. it would help so much when tracking our spending. and it would affect nothing negatively to add that basic feature.
1,223 people found this review helpful
Chime
October 2, 2025
Hi there. We appreciate the review, and we can certainly see how this would be useful. The running balance feature which showed the balance every after transaction has been deprecated as of February 18, 2025.
Nonetheless, we'll share your feedback with our team internally and look into this.
Carianne Sanders
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September 11, 2026
I've had the Chime app for years and now, all the sudden, it's not working. It doesn't give me the option to login with email or passkey. When I put in my information to sign up, it loops back to the main screen! I'm able to access my account through browser and website, but I liked the layout of the app, it was easier to see everything. I tried deleting it and reinstalling, but that didn't make a difference.
10 people found this review helpful
Chime
September 11, 2026
Hi Carianne, we understand how important it is for you to access your account in the app, especially since you've been using it for a long time. We suggest reaching out to our Member Services team at 1 (844) 244-6363 so they can assist you right away.
Karen Downes
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September 18, 2026
I have been using this app for about 6+ months. Everything is straightforward. No hidden fees. I'm giving 3 stars because randomly I cannot open the app for no reason. It's frustrating. Also, my Chime account has never been posted 2 days early but some lenders pull payments according to the early payment date. Chime says it depends on your company's payroll. They should tell you that upfront.
6 people found this review helpful
Chime
September 19, 2026
Hi Karen, we understand this is stressful. Try switching between Wi-Fi and data, turning off VPNs, or reinstalling the app. If that doesn't work, to keep your security secure, please call 1-844-244-6363 for a representative to assist you directly. Also, Chime's Early Pay gives your paycheck up to 2 days early, depending on when your payer submits.
What’s new
They say you gotta spend money to make money. But what if you spend money on Cookie Dough? Does that mean you spent dough to get dough? We'll let the economists figure that one out. In the meantime, check out our Chime x Milk Bar partnership on social and IRL and update your app for the latest bug fixes and performance enhancements.
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About the developer
Chime Financial, Inc.
support@chime.com
101 California St Fl 5
San Francisco, CA 94111
United States
+1 844-244-6363
