BHIM Bharat's Own Payments App

1.93M reviews
Content rating
Everyone
100M+
Downloads
Content rating
Everyone
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About this app

BHIM (Bharat Interface for Money) is Bharat Ka Apna Payments App—a UPI payment app developed by the National Payments Corporation of India (NPCI). Designed for every Indian, BHIM Payments App makes digital transactions easier, safer, and faster with an intuitive interface and cutting-edge features.
With BHIM Payments App, experience seamless and rewarding payments while enjoying the highest level of security. Built for trust and simplicity, with 12+ Languages, BHIM App ensures that digital payments are accessible to all.
🚀 Why Choose BHIM Payments App?
• A Brand-New Experience – A refreshed; intuitive UI designed for effortless navigation.
• Family Mode – Manage payments for your family in a click!
• Spend Insights – Now easily manage and monitor your expenses, the dashboard way!
• UPI Lite for Small Payments – Make instant, PIN-less payments of upto ₹500.
• RuPay Credit Card on UPI – Use your RuPay Credit Card for secure UPI payments.
• Credit Card on EMI – Shop smarter with easy EMI options on UPI payments.
• UPI Circle – Give freedom to your trusted ones, to make payments even without a bank account.
• Pay Bills Seamlessly – Settle electricity, credit card, gas, recharge FASTag and other utility bills effortlessly.
• Light Mode & Dark Mode – Switch to your preferred theme for a comfortable viewing experience.
• Split Expenses Like a Pro! – Going out with friends? BHIM does the math—split bills seamlessly, and everyone pays their share instantly!
Get Started in Minutes!
Download BHIM & Register using your mobile number
Ensure your SIM is linked to your bank account (for dual SIM, select the correct one).
Have your Debit Card or Aadhaar Card handy to generate your UPI PIN (except for UPI Circle users, who only need a valid SIM).
Visit BHIM UPI Partners to check if your bank is live on BHIM. For more details, visit BHIM Official Website and read the Terms & Conditions before signing up.
Simple and Secure - UPI, Recharges, Bill Payments
Updated on
Oct 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

1.92M reviews
Jyoti Kumari
October 2, 2025
I'm really dissatisfied with this app. First, it doesn't show the keyboard to type the OTP which means we have to rely on the app itself to enter OTP for us. Second, when I tried to deactivate my account permanently, it didn't read the OTP for 'some reasons' and I'm stuck with this app. Also the AI of this app is too unhelpful, but that doesn't matter much. Now I am even unable to delete my bank account details. HELP!
3,771 people found this review helpful
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Referकोड डाले- LOVEL5ᏮᏮ8Ӡ पाए 𖩥𖩥𖩥रु
September 6, 2026
I love🥰 the app. You'd stop an entry and it'd be several seconds before it'd actually stop and those extra seconds are added to the entry. But now download faster and more stable. Not to mention being unable to use the app when it's syncing because its literally stop responding until it's done. The app is soo much faster download. This is syncing happens pretty much every time you open the app, start, stop, or edit an entry. so it was real pain to use. Thank you so much to everyone algorithms.!
13 people found this review helpful
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National Payments Corporation of India (NPCI)
September 9, 2026
We're grateful for your appreciation. Thank you for your support!
Shriram Nagarajan
September 6, 2026
Highly disappointed. Trying for the last one week. Not able to Register the mobile number itself. Just showing an error. Stating that "Please use the mobile data of the mobile number being used for onboarding.". As I'm already connected to the mobile data of the mobile number which is connected with the bank accounts I'm not able to move forward. Even though so many private companies are providing the service, I tried BHIM as it is the most reliable one. On seeing the comments understood.
11 people found this review helpful
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National Payments Corporation of India (NPCI)
September 8, 2026
In order to assist you with your concern, please write to us at bhim.support@npci.org.in with your mobile number, device make/model, and OS version.

What’s new

Good things just got even better.
Your BHIM experience now comes with a refreshed Profile, an improved Refer & Earn journey, and smarter Search to help you find what you need faster.
We've also enhanced performance and fixed bugs, making BHIM smoother, faster, and more reliable than ever.
More convenience. More simplicity. More reasons to love BHIM.
Update your BHIM App today and explore what's new.
Content rating
Everyone
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App support

About the developer
NPCI BHIM SERVICES LIMITED
bhim.support@npci.org.in
1001A, B Wing, The Capital, Bandra Road, Bandra East Mumbai, Maharashtra 400051 India
+91 91361 76649

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